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France runs a statutory health insurance (SHI) system providing universal coverage for its residents. The system is financed through employee and employer contributions, and increasingly by earmarked taxes on a broad range of revenues. The main schemes that provide SHI are one specific to the agricultural sector and another more general scheme, with the same coverage and benefit policies. Funds are pooled at the national level with the possibility of subsidies between schemes. Voluntary, complementary private health insurance (VHI) also plays a large role. Almost 95% of the population has VHI
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